Other insurances

Personal liability insurance (Privathaftpflicht)

Covers damage you accidentally cause to other people or their property — say, you break someone's laptop or flood the neighbours. Not required by law.

✓Covers accidental damage to other people's property and health
✓Does not cover your own things — that is household contents insurance (Hausrat)
✓Costs a few euros a month

Feather

Personal liability insurance

Liability

Privathaftpflicht online: €50 million cover, no deductible, cancel any time.

Cover: €50 million
Deductible: none
Cancellation: any time, the policy runs until the next billing date
Where it applies: worldwide
Price: from €4.94 / mo. tariff ↗

Good to know

For those whose main place of residence is Germany
Single — €4.94 a month; couple and family plans cost more

Take it out with Feather ↗

Prices checked on the provider's pages: Oct. 18, 2026.

Feather — our partners: when you take out the insurance through our link, we receive a fee; the price for you is the same.

Other insurances

Not needed for the visa or the university, but useful in everyday life in Germany.

Health insurance for studying in Germany →